Content
Seasonal vehicle coverage is designed for vehicles that are only in use for part of the year, such as motorcycles, snowmobiles, or boats.
Premiums are adjusted to reflect that your vehicle is only on the road (or trail) during certain months. Whether your machine is in use or parked, you remain fully protected during the season it’s insured.
Image Text
How Seasonal Vehicle insurance can protect you.
Protects your vehicle from damage or liability while in use or safely stored off-season.
Provides protection for damage, theft, or liability. Whether your vehicle is in use or parked, you’re covered for collisions, fire, theft, or third-party liability during the months it’s insured.
Image Text
Coverage for what’s important to you
Seasonal Vehicle Insurance is designed to include the coverages most important for your peace of mind, such as:
Collision Coverage
Comprehensive Coverage
Third-party liability
Accident Benefits
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Protects you financially if you are found legally responsible for injuring someone or damaging their property in a collision, covering costs such as medical expenses, repairs, and legal fees.
Collision covers physical damage to your vehicle in the event of a collision with an object or another vehicle while comprehensive covers all claims other than collision such as fire, theft or vandalism. These can be purchased as a pair or separately.
Provides financial support if you’re injured in an auto accident or as a pedestrian, helping with medical treatment, rehabilitation, income replacement, and other recovery expenses—no matter who was at fault.
Frequently Asked Questions
Seasonal insurance is ideal for motorcycles, snowmobiles, boats, classic cars, and other vehicles used only part of the year.
Yes — coverage applies whether your vehicle is in use or safely stored off-season.
Premiums are adjusted to reflect the months your vehicle is actually in use, helping you save while staying fully protected.