Content
Commercial farm insurance is designed to safeguard every aspect of your operation — from your fields and livestock to the equipment and buildings that keep your farm running.
No two farms are the same, which is why our team works closely with you to tailor a policy that reflects your unique risks and goals. No matter the size or type of your farm, we’ll tailor protection to support your livelihood today and in the seasons to come.
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How Commercial Farm insurance can protect you.
Commercial Farm Insurance protects farm owners from the financial impact of covered losses and unexpected events.
We take the time to visit farms when needed, so we can see your operation first-hand. While there, we’ll help identify potential risk exposures and recommend coverages that provide the right protection for your livelihood.
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Coverage for what’s important to you
Commercial farm insurance policies balance the essentials of traditional farm insurance coverage with the added protection your business needs to thrive in a changing world such as:
- Farm & Business Liability
- Agricultural Buildings and Structures
- Farm Equipment & Tools
- Livestock Coverage
- Equipment Breakdown
- Loss of Business Income
- Produce & Crop Coverage
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Covers barns, silos, greenhouses, and other essential farm buildings against covered losses.
Protection for tractors, combines, and specialized tools vital to your operations.
Covers the cost of repairing or replacing essential equipment that fails due to mechanical or electrical breakdown.
Protection for harvested crops against covered losses like fire or theft.
Frequently Asked Questions
Commercial farm insurance typically covers liability risks, farm buildings, equipment, livestock, and business income. It can also include protections for equipment breakdown, produce storage, and more — depending on the size and type of your operation.
Hobby farm policies are designed for smaller-scale farms that are not a primary source of income. Commercial farm insurance, on the other hand, provides broader protection tailored to full-scale farm businesses, including higher coverage limits and specialized endorsements.
Generally, no—you can’t insure property you don’t own. Instead, we tailor coverage to your interest and operations: extend your farm liability to leased locations, add Tenant’s Legal Liability (damage to premises rented to you), insure your property on site (machinery, tools, livestock, harvested produce), and cover any tenant improvements/betterments you’ve installed.