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Garage & Auto Body Insurance is carefully tailored to your operation – whether you’re running a family-owned garage, a conglomerate of mechanic shops and anything in between.
At Collings Insurance Brokers, we know the risks in the automotive industry and help you find the coverage you need. From liability and equipment damage to coverage for customer vehicles, we craft policies to give you confidence and peace of mind for your business.
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How Garage & Auto Body insurance can protect you.
Garage and Auto Body Insurance offers coverage to mitigate the financial impact from property or vehicular damage, fire, theft and liability.
Whether you run a small repair shop or a busy auto service centre, having the right insurance is essential. Your policy and coverage will be tailored to reflect the size of your business and the specific services offered.
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Coverage for what’s important to you
Some of the common risks auto body and garage owners face include:
- Liability for bodily injury and property damage
- Damage to customer vehicles in your care
- Test drives of customer vehicles
- Coverage for tools, equipment, building or contents
- Loss of business income
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Helps replace lost income if your business is forced to shut down temporarily due to an insured event.
Covers customer vehicles while they are in your care, custody or control. This includes while being driven by an employee or for fire theft and vandalism.
Covers bodily injury or property damage on the premise where you may be found liable.
Frequently Asked Questions
Garage auto insurance is designed for businesses that work on, move, or store customer vehicles such as mechanics, auto body shops, tire shops, and dealerships.
Yes, garage liability covers damage to a customer’s vehicle while it’s in your care, custody or control, whether from fire, theft, vandalism, or accidental damage during servicing.
Yes, garage insurance includes legal liability coverage for driving customer vehicles, whether it’s a quick move around the lot or a road test. Standard auto insurance doesn’t cover this, so garage auto liability fills that gap.