Content
Realty Insurance is a key tool for managing risk and protecting the properties you rent or own.
It helps cover legal costs and financial losses that can arise from claims involving property damage, natural disasters or other third-party incidents — offering both protection and peace of mind. At Collings Insurance Brokers, we take the time to identify risks and build a policy that works for you.
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How Realty insurance can protect you.
Realty Insurance protects owners of commercial or residential buildings from property, rental income and liability losses.
Whether you own a single rental unit, a commercial plaza, or multiple investment properties, realty insurance helps safeguard your buildings and the income they generate.
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Coverage for what’s important to you
To protect the properties you rent or own, reality insurance offers coverage for:
- Bodily Injury
- Building & Property Coverage
- Loss of Rental Income Coverage
- Equipment Breakdown & Systems Coverage
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Covers damage to your building.
Covers bodily injury or property damage on the premise where you may be found liable.
Covers rental income lost due to an insured peril.
Frequently Asked Questions
Realty insurance protects your property against physical damage from events like fire, theft, vandalism, or certain natural disasters. It can also cover liability claims if someone is injured on the property and, in many cases, lost rental income if tenants cannot occupy the space after a covered loss.
Yes. Even if you’re not living in the property, realty insurance is important to protect your investment, cover potential liability claims, and replace lost rental income if the property is damaged and uninhabitable.
Absolutely. Policies can be tailored with endorsements for things like flood, earthquake, sewer backup, or equipment breakdown, depending on the specific risks associated with your property.