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Legal Expense Insurance protects you or your business against unexpected legal costs and provides access to qualified lawyers.
At Collings Insurance Brokers, we offer business owners financial coverage for legal fees, litigation, council, legal documents and other services. With flexible options tailored to your needs, we’ll help you navigate your circumstance with care and expertise.
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How Legal Expense insurance can protect you.
Legal Expense Insurance can save you time and money if you or your business require regular access to a lawyer or you have unexpected legal costs.
With access to qualified lawyers and financial coverage for legal fees, you can pursue or defend your claim with expertise on your side.
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Coverage for what’s important to you
Legal Expense Insurance coverage may include:
Property dispute
Contract dispute
Debt recovery
Employment dispute
Tax audits and CRA disputes
Traffic dispute and more
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Covers legal costs if your business faces claims from employees, such as wrongful dismissal, discrimination, or breach of employment contract.
Pays for legal representation if you or your staff are charged under certain statutes while carrying out business activities (for example, occupational health and safety violations).
Covers legal costs to pursue or defend disputes related to damage, trespass, or nuisance affecting your business property.
An optional coverage that helps cover legal expenses to pursue or defend disputes over the purchase, lease, or sale of goods or services (including suppliers or customers).
Covers representation costs in the event of a tax audit or dispute with the Canada Revenue Agency.
An optional coverage that assists with legal costs to pursue unpaid invoices or recover money owed to the business.
Frequently Asked Questions
Legal Expense Insurance helps cover the cost of legal advice, representation, and court fees for common legal matters such as employment disputes, contract issues, property damage, or tax audits—giving you access to legal support when you need it most.
Traditional liability insurance helps if you’re being sued, but it doesn’t cover the cost to pursue legal action (like suing a contractor or former employee). Legal Expense Insurance fills that gap by offering proactive protection, not just defense.
Yes. With ARAG, you get access to a legal advice helpline and a network of qualified lawyers. You can get guidance on legal issues before they escalate, without worrying about high hourly fees.