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Protect the vehicles that drive your business forward.
Whether you’re transporting goods, making deliveries, or managing a fleet, Collings Insurance Brokers provides tailored Commercial Auto and Fleet coverage designed to keep you moving with confidence and security—no matter the size of your operation.
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How Commercial Auto & Fleet insurance can protect you.
Commercial auto and fleet insurance protects businesses from financial loss by covering company-owned vehicles, drivers, and liability risks on the road.
Collings Insurance Brokers will customize your policy based on the type of vehicles driven, driver experience, how the vehicles are used and the radius in which you operate. We take the time to go over coverages to make sure you understand the options available to you including increased liability limit, optional physical damage coverages and endorsements and increased accident benefits options.
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Coverage for what’s important to you
Commercial Auto and Fleet Insurance protects against the following:
- Third-party liability including bodily injury and property damage
- Physical damage coverage for not at fault claims
- Accident benefits
Optional coverages available includes physical damages for at-fault claims, comprehensive coverage, increased accident benefits options, and much more
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Collision covers physical damage to your commercial vehicle in the event of a collision with an object or another vehicle while comprehensive covers all claims other than collision such as fire, theft or vandalism. These can be purchased as a pair or separately.
A mandatory coverage in Ontario, this protects you financially if you are found legally responsible for injuring someone or damaging their property in a collision, covering costs such as medical expenses, repairs, and legal fees.
Provides financial support if you’re injured in an auto accident or as a pedestrian, helping with medical treatment, rehabilitation, income replacement, and other recovery expenses—no matter who was at fault.
Frequently Asked Questions
Yes — personal policies usually exclude business use, so a commercial policy ensures your vehicles, drivers, and liability risks are properly covered.
Fleet insurance can cover everything from cars and vans to trucks and specialty vehicles, whether you operate a few or dozens.
Standard accident benefits in Ontario provide only basic protection, which may not be enough if a serious injury occurs. By purchasing increased limits, your employees (or anyone driving your company vehicles) can access higher levels of medical, rehabilitation, and income replacement support after an accident. This not only helps protect your team’s well-being but also shields your business from financial strain and potential liability if an employee’s recovery needs exceed the standard coverage.