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Collings Insurance Brokers offer Farm Auto Insurance to protect you against the risks that come with operating vehicles essential to your farm.
From trucks and trailers to specialized equipment, accidents can happen on or off the road — especially when multiple drivers or seasonal workers are involved. We’ll assess your farm’s vehicle use and tailor the right coverage to keep your operations moving safely year-round.
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How Farm Auto insurance can protect you.
Farm Auto Insurance protects protects farm vehicles, drivers, and liability risks on the road.
We’ll customize your policy based on your vehicles, drivers, and use, with options for higher liability limits, physical damage, coverage for seasonal drivers, and enhanced accident benefit options.
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Coverage for what’s important to you
Farm Auto Insurance protects against the following:
- Third-party liability including bodily injury and property damage
- Physical damage coverage for not at fault claims
- Accident benefits
Optional coverages available includes physical damages for at-fault claims, comprehensive coverage, increased accident benefits options, and much more
Coverage Highlights
Have a unique need? Reach out, and we’ll find the right coverage for you.
Collision covers physical damage to your vehicle in the event of a collision with an object or another vehicle while comprehensive covers all claims other than collision such as fire, theft or vandalism. These can be purchased as a pair or separately.
A mandatory coverage in Ontario, this protects you financially if you are found legally responsible for injuring someone or damaging their property in a collision, covering costs such as medical expenses, repairs, and legal fees.
Provides financial support if you’re injured in an auto accident or as a pedestrian, helping with medical treatment, rehabilitation, income replacement, and other recovery expenses—no matter who was at fault.
Frequently Asked Questions
Yes. Even if vehicles are only used on your property, accidents can still happen. Farm Auto Insurance helps protect you from liability, damage, or injury involving trucks, trailers, or other farm vehicles — whether on the road or around the yard.
They can be. If your operation relies on seasonal employees to operate vehicles, coverage can be arranged to include them. It’s important to disclose who will be driving so your policy reflects your true risk.
Farm Auto Insurance covers the vehicle itself and liability on the road. Cargo or reefer coverage, which protects perishable goods in transit, is typically added under a separate policy.