Content
Even with diligent mitigation, any business can face disastrous events resulting in financial devastation.
Collings Insurance Brokers works with you to identify areas where your existing coverage may fall short and identify policies that can supplement gaps in coverage. Commercial Umbrella Insurance policies offer an additional level of protection for your business against a range of critical risks and calamitous events.
Image Text
How Commercial Umbrella insurance can protect you.
Commercial Umbrella Insurance offers extended coverage beyond your primary policy limit.
By increasing your excess liability limits, you can safeguard your business against the financial toll of an unexpected liability claim.
Image Text
Coverage for what’s important to you
Commercial Umbrella Insurance offers additional protection for events including:
- Property damage
- Personal Injury
- Bodily harm to others
- Lawsuits and associated defense costs
Frequently Asked Questions
A commercial umbrella policy provides extra liability coverage beyond the limits of your existing business policies, helping protect you from large claims or lawsuits.
No, it extends the liability limits on specific policies like the commercial general liability, auto liability or employers’ liability. It won’t cover gaps where you don’t already have underlying coverage in place.
If your business works with the public, owns vehicles, has significant assets, or operates in higher-risk industries, an umbrella policy can offer added peace of mind against catastrophic losses.